Comments on: Are You Saving Enough For Retirement? Use These 4 Simple Rules Of Thumb And Find Out Now. http://millionairemommynextdoor.com/2009/09/are-you-saving-enough-for-retirement-use-these-4-simple-rules-of-thumb-and-find-out-now/ A self-made millionaire shares her recipe for success, happiness and financial freedom Tue, 09 Mar 2010 00:59:54 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: New Year’s Task List http://millionairemommynextdoor.com/2009/09/are-you-saving-enough-for-retirement-use-these-4-simple-rules-of-thumb-and-find-out-now/comment-page-1/#comment-2883 New Year’s Task List Thu, 07 Jan 2010 18:07:02 +0000 http://millionairemommynextdoor.com/?p=1093#comment-2883 [...] Fund retirement accounts and HSA (health savings) accounts [...] [...] Fund retirement accounts and HSA (health savings) accounts [...]

]]> By: Five Ways To Reduce How Much You Need To Retire By $300,000 http://millionairemommynextdoor.com/2009/09/are-you-saving-enough-for-retirement-use-these-4-simple-rules-of-thumb-and-find-out-now/comment-page-1/#comment-2740 Five Ways To Reduce How Much You Need To Retire By $300,000 Mon, 09 Nov 2009 20:30:18 +0000 http://millionairemommynextdoor.com/?p=1093#comment-2740 [...] of these cost saving strategies to double-down or triple-down and really make a big difference in how much money is needed to retire. It’s not hard to imagine a happy lifestyle living out of a motorhome, eating healthy, and [...] [...] of these cost saving strategies to double-down or triple-down and really make a big difference in how much money is needed to retire. It’s not hard to imagine a happy lifestyle living out of a motorhome, eating healthy, and [...]

]]> By: Todd R. Tresidder http://millionairemommynextdoor.com/2009/09/are-you-saving-enough-for-retirement-use-these-4-simple-rules-of-thumb-and-find-out-now/comment-page-1/#comment-2541 Todd R. Tresidder Mon, 28 Sep 2009 14:27:01 +0000 http://millionairemommynextdoor.com/?p=1093#comment-2541 This is my last comment reply and then I am signing off to get back to other work as it appears all current conversations are complete except Pete's. I've enjoyed the feedback and appreciate everyone's interest in these important subjects. @ Pete - regarding your comment about hindsight on change in P/Es, please look at the chart carefully. It is clearly labeled as based on starting P/E's. There is no hindsight. I can understand how you might have been confused by the bottom box showing the change in P/E, but that is just an outcome. It is not the causative factor. The starting P/Es are known in real time just as they are known today. This chart examines equity returns into the future based on a known PE today. If you look closely at the results you will see it is every bit as important and significant as I portrayed it. BTW, this is not the only study. Numerous other researchers have noted the identical phenomenon and produced studies showing consistent results to this one. I just chose this study because it was easy to get at. You can find others as well. Regarding your other questions, you are opening entirely new conversations. If you are truly serious about learning this stuff then I would encourage you to consider financial coaching as it appears you have many questions unresolved which would probably be best handled outside the arena of blog comments. Your questions on "how much is enough to retire" are handled completely by my ebook with the same title available on my web site. Jen provided links above in the original guest post. I've enjoyed the conversation and wish everyone at MillionaireMommyNextDoor the best. I look forward to engaging with you again on the next guest post. Thanks Jen! I am passing the baton for additional comments to this post back to you. This is my last comment reply and then I am signing off to get back to other work as it appears all current conversations are complete except Pete’s. I’ve enjoyed the feedback and appreciate everyone’s interest in these important subjects.

@ Pete – regarding your comment about hindsight on change in P/Es, please look at the chart carefully. It is clearly labeled as based on starting P/E’s. There is no hindsight. I can understand how you might have been confused by the bottom box showing the change in P/E, but that is just an outcome. It is not the causative factor. The starting P/Es are known in real time just as they are known today. This chart examines equity returns into the future based on a known PE today. If you look closely at the results you will see it is every bit as important and significant as I portrayed it.

BTW, this is not the only study. Numerous other researchers have noted the identical phenomenon and produced studies showing consistent results to this one. I just chose this study because it was easy to get at. You can find others as well.

Regarding your other questions, you are opening entirely new conversations. If you are truly serious about learning this stuff then I would encourage you to consider financial coaching as it appears you have many questions unresolved which would probably be best handled outside the arena of blog comments.

Your questions on “how much is enough to retire” are handled completely by my ebook with the same title available on my web site. Jen provided links above in the original guest post.

I’ve enjoyed the conversation and wish everyone at MillionaireMommyNextDoor the best. I look forward to engaging with you again on the next guest post.

Thanks Jen! I am passing the baton for additional comments to this post back to you.

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