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	<title>Comments on: Five Ways To Reduce How Much You Need To Retire By $300,000</title>
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	<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/</link>
	<description>A self-made millionaire shares her recipe for success, happiness and financial freedom</description>
	<lastBuildDate>Tue, 15 May 2012 20:28:46 +0000</lastBuildDate>
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		<title>By: Paidmyshare</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-7747</link>
		<dc:creator>Paidmyshare</dc:creator>
		<pubDate>Thu, 12 Jan 2012 03:11:35 +0000</pubDate>
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		<description>With socialism around the corner, I think you might be better off stashing as much cash and precious metals as possible for the fun stuff and let the governent handle the medical and food.  Gamble, but it&#039;s my plan and I am sticking to it!</description>
		<content:encoded><![CDATA[<p>With socialism around the corner, I think you might be better off stashing as much cash and precious metals as possible for the fun stuff and let the governent handle the medical and food.  Gamble, but it&#8217;s my plan and I am sticking to it!</p>
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		<title>By: scott</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-5491</link>
		<dc:creator>scott</dc:creator>
		<pubDate>Tue, 09 Aug 2011 18:52:03 +0000</pubDate>
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		<description>This is all good information and the answer to my question may be on here somewhere but I haven&#039;t found it yet so I thought I&#039;d ask.  I&#039;m 43 and believe I have enough to retire early or settle in to the lower stress, shorter commute job i&#039;ve been wanting.  When considering if you have enough money saved do you consider home equity even though that&#039;s considered less liquid?  I own my own home and two investment properties outright.  Do I consider their market price in my calculations or is it a given that in retirement you are expected to own your home and so you only count the 401k/pensions and savings etc in your &quot;How much do I need to retire?&quot; calculations?  thanks</description>
		<content:encoded><![CDATA[<p>This is all good information and the answer to my question may be on here somewhere but I haven&#8217;t found it yet so I thought I&#8217;d ask.  I&#8217;m 43 and believe I have enough to retire early or settle in to the lower stress, shorter commute job i&#8217;ve been wanting.  When considering if you have enough money saved do you consider home equity even though that&#8217;s considered less liquid?  I own my own home and two investment properties outright.  Do I consider their market price in my calculations or is it a given that in retirement you are expected to own your home and so you only count the 401k/pensions and savings etc in your &#8220;How much do I need to retire?&#8221; calculations?  thanks</p>
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		<title>By: Bankruptcy Ben</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-3268</link>
		<dc:creator>Bankruptcy Ben</dc:creator>
		<pubDate>Fri, 11 Jun 2010 04:54:20 +0000</pubDate>
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		<description>I guess the other thing to add would be why retire if your doing something you love?  Retirement always sounds like a bit of a bummer to me.</description>
		<content:encoded><![CDATA[<p>I guess the other thing to add would be why retire if your doing something you love?  Retirement always sounds like a bit of a bummer to me.</p>
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