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	<title>Comments on: Five Ways To Reduce How Much You Need To Retire By $300,000</title>
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	<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/</link>
	<description>A self-made millionaire shares her recipe for success, happiness and financial freedom</description>
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		<title>By: scott</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-5491</link>
		<dc:creator>scott</dc:creator>
		<pubDate>Tue, 09 Aug 2011 18:52:03 +0000</pubDate>
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		<description>This is all good information and the answer to my question may be on here somewhere but I haven&#039;t found it yet so I thought I&#039;d ask.  I&#039;m 43 and believe I have enough to retire early or settle in to the lower stress, shorter commute job i&#039;ve been wanting.  When considering if you have enough money saved do you consider home equity even though that&#039;s considered less liquid?  I own my own home and two investment properties outright.  Do I consider their market price in my calculations or is it a given that in retirement you are expected to own your home and so you only count the 401k/pensions and savings etc in your &quot;How much do I need to retire?&quot; calculations?  thanks</description>
		<content:encoded><![CDATA[<p>This is all good information and the answer to my question may be on here somewhere but I haven&#8217;t found it yet so I thought I&#8217;d ask.  I&#8217;m 43 and believe I have enough to retire early or settle in to the lower stress, shorter commute job i&#8217;ve been wanting.  When considering if you have enough money saved do you consider home equity even though that&#8217;s considered less liquid?  I own my own home and two investment properties outright.  Do I consider their market price in my calculations or is it a given that in retirement you are expected to own your home and so you only count the 401k/pensions and savings etc in your &#8220;How much do I need to retire?&#8221; calculations?  thanks</p>
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		<title>By: Bankruptcy Ben</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-3268</link>
		<dc:creator>Bankruptcy Ben</dc:creator>
		<pubDate>Fri, 11 Jun 2010 04:54:20 +0000</pubDate>
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		<description>I guess the other thing to add would be why retire if your doing something you love?  Retirement always sounds like a bit of a bummer to me.</description>
		<content:encoded><![CDATA[<p>I guess the other thing to add would be why retire if your doing something you love?  Retirement always sounds like a bit of a bummer to me.</p>
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		<title>By: Todd R. Tresidder</title>
		<link>http://millionairemommynextdoor.com/2009/11/five-ways-to-reduce-how-much-you-need-to-retire-by-300000/comment-page-1/#comment-2789</link>
		<dc:creator>Todd R. Tresidder</dc:creator>
		<pubDate>Wed, 25 Nov 2009 18:45:19 +0000</pubDate>
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		<description>Thanks John!</description>
		<content:encoded><![CDATA[<p>Thanks John!</p>
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