Because the system would collapse if you stopped spending and the consequences would be AWFUL. The system that runs your country relies upon you being a Good Consumer. This film will show you how:
I jest, of course! Before you head out at the break of dawn this Black Friday to gobble up merchandise, do yourself a favor and watch this fabulous video. (Email subscribers, you’ll need to visit my blog to view the video embedded in this post.)
Should you choose to go shopping anyway, perhaps you’ll remember the turkeys you watched here and it’ll help you curb your spending. Or print the following list of questions and suggestions and review them before exchanging your hard-earned dollars for crap products:
Before you buy, ask yourself:
Will I change my mind? Advertisers and retail stores are notoriously skilled at making shoppers believe that they need something– even when it isn’t true. When I find an item I want, I leave the store to think about it for a day or two. During this brief period of time, I usually find that I stop wanting it.
Can I buy it for less? Comparison shop. Find it on sale. Negotiate. Look for a recycled one in the newspaper, at garage sales or consignment stores, on ebay or craigslist. Avoid the mall. I bought all of my daughter’s Christmas gifts through craigslist last year and filled the space beneath the tree for a total of $30.
- How long am I willing to pay for Christmas? Your loved ones would rather spend quality time with you during the holidays than have you run up your credit card balance and pay for it all year long. Give the gift of time instead.
Can I trade something for it? Swap with a friend, neighbor or family member. Ask a seller if she wants something you have in exchange for the item or service you desire. We’ve traded plumbing repairs for health club dues, computer work and pizzas. Create a toy exchange with other parents. We’ve traded “new-to-you” toys for our kids.
Can I borrow it from someone? Borrow books, music and movies from the library. Ask your neighbor if you can use her seldom-used yard tools or specialty cooking appliances. Just make sure you are willing and able to repair or replace damaged or lost items.
Can I share the expense with someone? Co-op with your neighborhood to buy one set of yard maintenance equipment. Consider car-sharing. Ask your babysitter for a reduced hourly rate for watching your child along with another.
Can I cut back on another budget item instead? If what you want to buy doesn’t fit into your budget, choose to spend less on something else for awhile. Use the money you’re saving on that budget category towards what you want to buy instead. I often cut back on dining out the month before a vacation because I’d rather use the savings generated to enjoy special meals at our travel destination.
Can I sell something to come up with the extra money? Sell an item you no longer use, then use the money to purchase the item you want. Try a sales listing on craigslist, ebay, community bulletin boards or your local classified ads. Here’s an idea for toy-hungry kids (or adults!): declutter, hold a garage sale, then buy something new with the proceeds. Better yet, make “found” money go further by using tip #2 above.
Can I make a green choice? Look for products that make less impact on our environment. Choose a less toxic alternative, one with less packaging and more recycled content, or something that can be reused for something else when you’re done with it.
So don’t be a turkey… Have a Happy Thanksgiving!
Don’t miss anything: Subscribe to receive free email or RSS notifications every time I publish something new.
photo credit: Zellaby