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	<title>Comments on: Seriously, If You Don&#8217;t Have The Money, Don&#8217;t Buy It!</title>
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	<link>http://millionairemommynextdoor.com/2009/12/dont-have-the-money-dont-buy-it/</link>
	<description>A self-made millionaire shares her recipe for success, happiness and financial freedom</description>
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		<title>By: Rachel</title>
		<link>http://millionairemommynextdoor.com/2009/12/dont-have-the-money-dont-buy-it/comment-page-1/#comment-3077</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Fri, 02 Apr 2010 21:50:26 +0000</pubDate>
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		<description>It&#039;s been 5 years or more since my husband and I have used credit cards to purchase Christmas gifts.  We have a very large family...5 kids and numerous relatives to buy presents for.  We decide how much we want to spend on each person (including ourselves), and that&#039;s it.  Having a dollar limit really helps me because then I know how much I can spend when I am looking for a present for someone.  We do the same with birthday presents for family members...we spend $20 on presents, and that&#039;s it.  If we didn&#039;t keep gift giving under control we would spend thousands of unnecessary $$ every year.</description>
		<content:encoded><![CDATA[<p>It&#8217;s been 5 years or more since my husband and I have used credit cards to purchase Christmas gifts.  We have a very large family&#8230;5 kids and numerous relatives to buy presents for.  We decide how much we want to spend on each person (including ourselves), and that&#8217;s it.  Having a dollar limit really helps me because then I know how much I can spend when I am looking for a present for someone.  We do the same with birthday presents for family members&#8230;we spend $20 on presents, and that&#8217;s it.  If we didn&#8217;t keep gift giving under control we would spend thousands of unnecessary $$ every year.</p>
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		<title>By: TheMoneyMan-Leo</title>
		<link>http://millionairemommynextdoor.com/2009/12/dont-have-the-money-dont-buy-it/comment-page-1/#comment-2852</link>
		<dc:creator>TheMoneyMan-Leo</dc:creator>
		<pubDate>Fri, 01 Jan 2010 23:56:38 +0000</pubDate>
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		<description>I just got word that Christmas has been approved and scheduled for Dec 25, 2010.   :)

NOW is the time to start saving.  Most banks offer some sort of Christmas club. I recently discovered http://www.smartypig.com/ which seems like a good way to save.</description>
		<content:encoded><![CDATA[<p>I just got word that Christmas has been approved and scheduled for Dec 25, 2010.   :)</p>
<p>NOW is the time to start saving.  Most banks offer some sort of Christmas club. I recently discovered <a href="http://www.smartypig.com/" rel="nofollow">http://www.smartypig.com/</a> which seems like a good way to save.</p>
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		<title>By: Chad @ Sentient Money</title>
		<link>http://millionairemommynextdoor.com/2009/12/dont-have-the-money-dont-buy-it/comment-page-1/#comment-2851</link>
		<dc:creator>Chad @ Sentient Money</dc:creator>
		<pubDate>Thu, 31 Dec 2009 07:13:14 +0000</pubDate>
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		<description>But, I WANT IT!</description>
		<content:encoded><![CDATA[<p>But, I WANT IT!</p>
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