I attended a writers’ retreat at a scenic guest ranch last weekend and had two days of blissful solitude to dedicate to writing. As the twelve other writers in attendance furiously tapped out world-record word counts, I barely managed to scribble one hundred incomplete sentences. If it sounds like a serious case of writer’s block, [...]
Everyone needs food, shelter and clothing. But beyond basic survival needs, there is an endless array of money-hungry possibilities that can consume disposable income. Many let money slip through their fingers without giving much thought to the big picture. We often buy the latest and greatest stuff simply because our neighbors do; so we can [...]
If you had a million dollars and no debt, what would you do? At age 30 I paused long enough to ask myself this question. Just ten years later, my husband and I were completely debt-free and had a million dollars in the bank. How did this happen? We didn’t win the lottery, inherit from [...]