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Known to the blogosphere and on national TV as “The Millionaire Mommy Next Door”, Jen Smith went from earning minimum wage as a graveyard shift donut and coffee pusher to financial freedom as a self-made millionaire by age 40. Jen bootstrapped half a dozen small businesses while working from home in her pajamas. She learned how to invest in the stock market and in herself. Her story is more than a rags to riches story, it's a rags to a rich life story.

Now Jen is on a mission to inspire and empower others through financial education so they too can enjoy the life they want to live. Jen freely shares her recipe for success, happiness and financial freedom via writing, blogging, speaking and coaching. As part of her commitment to community, Jen pledges her blogging revenue as 0% microloans through Kiva.org to small businesses operated by working, impoverished women in developing countries.

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The contents of this blog are provided for informational and entertainment purposes only and should not be construed as advice. This is a blog about Jen Smith's personal financial journey. Jen shares her ideas, opinions, and experiences about certain topics, but she is not a personal finance professional, adviser or expert. Jen does not represent nor is she affiliated with any investment company or financial product. While all information shared is believed to be accurate and reliable, the owners/operators /contributors of this website specifically disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. Educate yourself before making any personal finance decisions and/or consult a qualified personal finance professional before you consider any changes in your personal finance behavior. Please read the remainder of the Terms and Conditions of Use and our Privacy Policy in its entirety.