What stands between you and your financial success? In my experience, big life changes happen when you are willing to identify these two things:

1) What do you want money to do for you? Try this: Imagine that your fairy godmother sprinkles magic dust upon you while you sleep tonight. Her magic removes all obstacles from your path and makes everything possible for you. When you wake tomorrow morning, what will you do? Where will you be? Who will be with you? How will you spend your day? How will you spend your money? Describe your ideal day — from the moment you wake up until the moment you go to sleep at night. Include your five senses — what do you see, hear, smell, taste, touch?

2) What is holding you back from having your ideal day; your ideal life. Is it money? If so, what is keeping you from having enough? This is very important to pinpoint because you can’t change what you don’t acknowledge. Following is a sampling of the things I hear from my coaching clients and readers. I’ve placed the often heard statements into a readers’ poll. I plan to address the most common obstacles in the future, so please help me by selecting as many options as ring true for you and your situation. (Note: Email and RSS feed subscribers, you’ll need to click through to this blog post to use the embedded poll.) Please add any obstacles, habits, excuses or emotions that I missed into the comments section. Feel free to elaborate about your reactions to this exercise as well. I think this could be a very interesting conversation — thanks for participating!

What stands between you and the money you want? Select as many as are true for you:

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What Science Says About Debt and Obesity

This is a guest post written by Matthew Papa, PhD.
The current economic state worldwide has led to an increase in the number of people living in high-income countries who can be considered over-indebted — owing more money than they can repay. While there are many negative factors associated with indebtedness, a new study by [...]

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Want To Be Rich And Happy? You NEED To Know This…

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How To Track Your Expenses

Money flows like water. It can gush like a raging river or drip like an annoying leaky faucet at midnight. If we use this precious resource mindlessly, we face drought. However, if we first observe the ebbs and flows, effective management becomes a simple matter of design. In other words, you NEED to know where [...]

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Seriously, If You Don’t Have The Money, Don’t Buy It!

‘Tis the season for buying, buying, buying. And then, if you’re like the typical consumer, you’ll spend the better part of next year paying, paying, paying for it! My suggestion? If you don’t have the cash set aside specifically for purchasing holiday gifts, then don’t do it. It really is that simple.
I know you worry [...]

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